Condo Insurance

If you own a condo, you can work with an agent at Overhead Capital LTD to find the right amount of condo insurance coverage.

Liability

One of the ways that condo insurance keeps you protected is by covering you against liability. That means that if someone were to have an accident or contract an illness in your condo, their medical bills would be paid by the insurance policy. This protects you from getting sued for medical bills and having to pay them out of your own pocket.

Possessions

Another important part of condo insurance is the coverage for all of the possessions you have inside your condo. There are a number of accidents, calamities and disasters that can destroy your belongings, and this coverage will help you to replace or repair items that are damaged or destroyed. This is a good way to protect your standard of living even if something disastrous happens to your home.

Dwelling

The entire dwelling is not covered by condo insurance because you don't own the entire dwelling. In condos, the powers typically own everything inside the interior walls. The exterior walls are covered by the condo board. However, some condo ownership stops at the interior walls and some ends where the exterior walls start. That means that you would be responsible for the plumbing and power lines that are inside the walls. Your coverage must match the parts of the condo that you own.

Get Your Condo Insurance

If you own a condo, contact Overhead Capital LTD to get your condo insurance policy.

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